Category Archives: Dental Insurance Definitions

What are dental specialists?

Following dental school, dentists may receive post-graduate education in specialized areas beyond general dentistry. The American Dental Association recognizes nine dental specialties. They are as follows[1]: 1.    Dental Public Health – As defined by the ADA, dental public health focuses … Continue reading

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What are the Differences Between Preventive, Diagnostic, Basic and Major Dental Care?

By Jenifer Dorsey Shopping for dental insurance means analyzing plan materials to determine whether or not the benefits fit your family’s oral health care needs. Becoming familiar with dental insurance terms used in online plan descriptions and brochures is critical … Continue reading

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What are Dental Insurance Networks?

By Jenifer Dorsey One way to get the most out of an individual dental insurance plan is to visit network providers. Dental networks are groups of providers who have contracted with an insurance company to provide dental services at a … Continue reading

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What is the Difference between Annual and Out-Of-Pocket Maximums?

By Jenifer Dorsey While the Affordable Care Act may not require adults or children to have dental insurance, the health care reform law known as Obamacare does include a pediatric dental and vision essential health benefit. As such, many parents … Continue reading

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Survey Finds Half of Americans Don’t Understand Insurance Terms, Here’s How to Avoid Being Among Them

By Jenifer Dorsey When it comes to correctly defining copay, deductible and premium, more than half of Americans fail the test. A telephone survey conducted by Harris Interactive on behalf of the American Institute of CPAs found that 51 percent … Continue reading

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What is the Difference Between Dental Indemnity and PPO Plans?

By Jenifer Dorsey Dental plans sold through dentalinsurance.org come in two types: indemnity and PPO. These structures are common offerings from most carriers. Still, many shopping for dental insurance wonder what the difference between them is and which is best. … Continue reading

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What You Should Know Before Shopping for Dental Insurance

By Paul Tiller If you feel overwhelmed by the thought of finding dental insurance that fits your needs, you are not alone. Insurance can be complicated. Many people find the language and terminology used by the insurance industry to be … Continue reading

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How to Understand, Make the Most of Your Dental Insurance Benefits

By Jenifer Dorsey A recent Carnegie Mellon study found that most Americans are confused by health insurance. After analyzing survey responses, researchers found that only 14 percent accurately understood basic concepts—copay, coinsurance, deductible and out-of-pocket maximum—despite believing they understand them. … Continue reading

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Dental Insurance Definitions — What is Endodontics?

By Jenifer Dorsey When browsing a dental insurance website or brochure for more information on individual plans, you will inevitably come across murky dental terms—terms you should know in order to select the right coverage. Endodontics is often a culprit. … Continue reading

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